#54 The Health Insurance for Foreigners in Spain You Need
We offer the best Health Insurance for foreign residents in Spain, designed to meet all the requirements set by the Foreigners' Office (Extranjería). Plus, we provide our assistance as Health Insurance Advisors, giving you double protection.
Whether you require health insurance for foreigners to process your residency papers or simply want access to high-quality healthcare in Spain, we're here to help. Request information now about your health insurance online and take the first step towards peace of mind!
Why Do You Need Health Insurance for Foreigners in Spain?
According to the Immigration Law, if you plan to reside in Spain for more than 90 days, you must obtain the Certificate of Registration as an EU Citizen if you are an EU citizen or the Residence Permit if you are not. In both cases, foreigners residing in Spain must have private health insurance if they are not entitled to free healthcare in Spain.
Who Is Entitled to Free Healthcare in Spain?
Under Spanish law, those who contribute to social security as either employees or self-employed individuals have access to "free" healthcare because they are affiliated with the social security system. This entitlement also extends to those in similar situations, such as unemployment benefit recipients, social security pensioners, or recipients of other contributory pensions. You can read the regulations in Royal Decree 1192/2012 of August 3.
Requirements for Health Insurance for Foreigners in Spain:
No co-payments: Health insurance for foreigners must not have additional payments or surcharges, only a fixed premium. Mandatory in health insurance for Foreigners.
Comprehensive coverage: It must include primary care, specialties, diagnostic tests, emergencies, hospitalization, etc. Mandatory in health insurance for Foreigners.
No waiting periods for life-threatening emergencies: You can access the best Healthcare Centers and Specialists from day one, eliminating waiting periods for life-threatening emergencies and accidents as per the law. Mandatory in health insurance for Foreigners.
Certificate for the Embassy: The insurance company must issue a certificate for the Embassy of your home country as proof of compliance. Mandatory in health insurance for Foreigners. We provide the certificate for the Embassy and guide you through the process.
Duration of 1 year: Although it is recommended to have insurance throughout your stay, the regulations require an initial minimum duration of 1 year. Mandatory in health insurance for Foreigners.
Advantages of Health Insurance for Foreigners:
Extensive coverage and direct access to specialists without referrals.
Choice of Hospitals and Medical Network.
Direct access to medical specialties.
Diagnostic tests, including advanced diagnostics, with no waiting lists.
Benefits for companions.
Alternative medicine, dental insurance, coverage for work-related and traffic accident treatments in some policies.
The possibility of pharmacy expense reimbursement and a medical expenses service abroad.
How Much Does Health Insurance Without Co-payment Cost?
The price of our health insurance for NIE without co-payment depends on the age of all insured members, with special discounts for large families. Request information now about your health insurance online and protect your well-being!
The Best Health Insurance for Foreigners
In our opinion, we offer the best health insurance in terms of cost and coverage. Moreover, as health insurance advisors, we will guide you through the process of obtaining and maintaining your policy. We specialize in health insurance. Request information about health insurance for foreigners now, with no obligation! We will inform and advise you at every step of the way.
Take control of your health and well-being in Spain. Contact us today! We will assist you with any necessary procedures with the insurance company, such as understanding the medical network, requesting medical authorizations for surgeries or medical treatments. If you are looking for more than just health insurance but also a person to personally assist you, you can rely on our help.
